This is the most transparent method when accepting credit card fees. AKA "swipe fee"
With other processors, you are stuck with a flat rate (3.5% + .30 per transaction) with interchange plus you pay the exact interchange rate set by the card network, plus a small flat markup to the processor (payra).
With Payra your card processing fees are
Interchange | Pass-through Fee |
Processing Fees | .40% |
Chargeback Fee | $25.00 |